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Privacy Policy

MPS Lending respects your right to privacy and will only process your personal information in accordance with the Data Protection Act 1998 and any other applicable laws and regulations. In particular, we are committed to keeping your personal information confidential and will only give it to others for the purposes set out in this Privacy Policy.This privacy policy governs the collection, storage and use of personal information collected by us, via our website www.mpslending.com (the “Website”). It provides you with details about the personal information we collect from you, how we use your personal information and your rights to control personal information we hold about you. Please read this privacy policy carefully – by accessing and using this website, you confirm that you have read, understood and agree to this privacy policy in its entirety. If you do not agree to this privacy policy in its entirety, you must not use this website or our services. We may update this Privacy Policy from time to time and so you should check back periodically. By continuing to use our website or our services, you agree to any such updates or amendments.

In this privacy policy, the following terms have the meanings set out below:

  • “MPS Lending”, “we”, “us” and “our” refers to MPS Lending;
  • “you” and “your” means a user of the website and the services provided via it

The information we may collect about you

(a) When you access, browse this website (including when you submit personal information to us through data entry fields on the website), continue to use this website and through our application or verification processes, we may collect information from you, which may include the following personal information:

  1. your name;
  2. your current and previous postal addresses;
  3. your phone, fax and e-mail details;
  4. your date of birth;
  5. correspondence with us by email and post;

We may also collect:

  1. financial information;
  2. information you provide in our registration or application processes (including, if you are a borrower, intermediary or investor, certain personal, identity, contact and financial information about directors, partners, members, shareholders, beneficial owners and guarantors);
  3. Data about your activities using MPS Lending, including information about your computer (for example, your IP address, operating system and browser type): for more information please see our Cookies policy below.

If you give us false or inaccurate information and we suspect or identify fraud, we will record this.

If false or inaccurate information is provided and fraud is identified, details will be passed to fraud
prevention agencies.

We will treat all your personal information as confidential.

 

The Website may only be used for lawful purposes and in a lawful manner. You agree to comply with all applicable laws, statutes and regulations regarding the Website and its use. You agree not to upload or transmit through the Website:

  • Any computer viruses or anything else designed to interfere with, interrupt or disrupt the normal operating procedures of a computer; and any material which is defamatory, offensive or of an obscene character.

 

You agree to fully indemnify, defend and hold us, and our officers, directors, employees and suppliers, harmless immediately on demand, from and against all claims, losses, costs and expenses, including reasonable legal fees, arising out of any breach of these Terms by you, or any other liabilities arising out of your use of this Website or any other person accessing the Website using your personal information.

The content of the Website maybe protected by copyright, trademarks, database and other intellectual property rights and you acknowledge that the material and content supplied as part of the Website shall remain with us or our licensors.

You may retrieve and display the content of the Website on a computer screen, store such content in electronic form on disk (but not any server or other storage device connected to a network) or print one copy of such content for your own personal, non-commercial use, provided you keep intact all and any copyright and proprietary notices. You may not otherwise reproduce, modify, copy or distribute or use for commercial purposes any of the materials or content on the Website.

Notwithstanding any other provision in the Terms, nothing in these Terms:

  • affect or limit your rights as a consumer under English law; or
  • will exclude or limit our liability for death or personal injury resulting from our negligence.

 

The Website is provided on an "as is" and "as available" basis without any representation or endorsement made and we make no warranties, whether express or implied, in relation to it and its use. You acknowledge that we cannot guarantee and cannot be responsible for the security or privacy of the Website and any information provided to by you. You must bear the risk associated with the use of the Internet.

Whilst we will try to ensure that material included on the Website is correct, reputable and of high quality, we cannot accept responsibility if this is not the case. We will not be responsible for any errors or omissions or for the results obtained from the use of such information or for any technical problems you may experience with the Website. If we are informed of any inaccuracies in the material on the Website we will attempt to correct this as soon as we reasonably can.
In particular, we disclaim all liabilities in connection with the following:

  • incompatibility of the Website with any of your equipment, software or telecommunications links
  • technical problems including errors or interruptions of the Website
  • unsuitability, unreliability or inaccuracy of the Website
  • inadequacy of the Website to meet your requirements
  • To the full extent allowed by applicable law, you agree that we will not be liable to you or any third party for any consequential or incidental damages (both of which terms includes, without limitation, pure economic loss, loss of profits, loss of business, loss of anticipated savings, wasted expenditure, loss of privacy and loss of data) or any other indirect, special or punitive damages whatsoever that arise out of or are related to the Website.

No waiver by us shall be construed as a waiver of any proceeding or succeeding breach of any provision.

These Terms shall be governed by and construed in accordance with the laws of England and Wales and any disputes will be decided only by the English courts.

This website may use cookies to collect information about you. If you use this website, then you accept that we can use the cookies set out below.

Cookies are small data files which are placed on your computer by this website and which collect certain personal information about you.

Cookies enable us to tailor our service offering (including the website) and to provide you with a better service.

We use the following cookies:

We use the following cookies:
(i) Strictly necessary cookies. These are cookies that are required for the operation of our website. They include, for example, cookies that enable you to log into secure areas of our website. They do not gather information about you that could be used for marketing purposes or remembering where you’ve been on the Internet.

(ii) Analytical/performance cookies. They allow us to collect information about how you use our website, such as, how you move around our website and if you experience any errors. These cookies do not collect any information that could identify you; all of the information collected is anonymous and is only used to help us improve the way our website works, understand what interests our users and measure how effective our advertising is.

(iii) Functionality cookies. These are used to recognise you when you return to our website. This enables us to personalise our content for you, greet you by name and remember your preferences and improve your visit.

Generally, cookies which are strictly necessary for the operation of the website will expire when you
leave the website. Other cookies may be more permanent or not expire unless you actively delete them

If you want to reject any of the cookies that we use, then you will need to change your website browser settings.

Whilst we take appropriate technical and organisational measures to safeguard the personal information that you provide to us, we accept no liability if communications are intercepted by third parties or incorrectly delivered or not delivered.

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